provident_credit_union

Provident Credit Union offers promotions, deals, and bonuses ranging in various amounts on their banking products. We will look for their best and latest offers and list them right here for you to check out.

Provident Credit Union (CA) was established in 1950 and is headquartered in Redwood City in the state of California. It is also the 104th largest credit union in the nation with over 337 employees and 128,170 members at 22 locations.

Membership in Provident Credit Union is open to the following: (1) those who live or work in San Mateo, San Francisco, Santa Clara, Contra Costa, Alameda, Monterey, Sacramento, Pacer, Humboldt, or El Dorado Counties in California and the City of Los Angeles, (2) employees of Belmont Chamber of Commerce, Danish-American Chamber of Commerce of Northern California, Burlingame Chamber of Commerce, and select local chambers of commerce in California, (3) members of the AFL-CIO Local 501, Carpenters Local 217 and select local unions, (4) members or employees of the American Heart Association-San Francisco Chapter, Association for Workplace Justice and other local associations, and (5) employees of City Building Inc., Circraft Inc., Inspired Company or other select local companies. Family and household members of current credit union members are also eligible to join.

303 Twin Dolphin Dr
Redwood City, CA 94065-1497
providentcu.org

Find the latest deals from Top Bank Promotions here. You will find the best bank bonuses from these major nationwide banks:

  • HSBC Bank (currently offering multiple offers such as an up to $600 checking bonus)
  • Bank of America (now offering $100 for a new checking deal)
  • Chase (offering many nice deals such as up to $400 for a business and $225 for a personal checking account)
  • Citibank (earn up to $2,000 for a new savings account, $700 for a personal checking, and up to $2,000 for a business checking account)

Provident Credit Union PROMOTIONS

Find their latest promotions, deals, bonuses, and offers here.

Provident Credit Union : Up To $500 Referral Bonus

  • What you’ll get: Up to $500 bonus
  • Where it’s available: California
  • How to earn it:
    • You earn $100 per referral, up to $500 yearly.
    • Your referrals can also get $100 to $150 bonus depending on the checking account they open. See options below.
      • $100 For You, $100 For Them – Provident Credit Union Personal Checking Account
        • Has one (1) or more debit card or credit card purchases totaling at least $300, AND
        • Has one (1) or more direct deposits or automatic credits totaling at least $500, AND
        • The account must be open and in good standing for a minimum of 60 days.
      • $100 For You, $150 For Them – Provident Credit Union Business Checking Account
        • Has one (1) or more debit card or credit card purchases totaling at least $300, AND
        • Has one (1) or more direct deposits or automatic credits totaling at least $500, AND
        • The account must be open and in good standing for a minimum of 60 days.
  • When it expires: 1/31/2022

WAIVE FEESFINE PRINT
  • Provident Checking: $10 monthly fee, can be waived with the following:
    • $2,500 minimum daily balance (total in checking and deposit accounts)
    • Direct Deposit (minimum $1,000/month)
    • 2 electronic bill payments/month thru Bill Payments (Please note, bill payments issued via paper check will not count towards waiving the monthly service fee.)
  • Regular Checking: $5 monthly fee, can be waived with balance of $500
  • Simply Free Checking: No monthly fee
  • The person making the referral (Referrer) will earn a $50 Visa® Reward Card for each individual or business referred (Referred Person) to Provident Credit Union that registers for the offer, opens a new personal or business checking account and completes the other requirements.
  • To make a referral, the Referrer must register for the program and share the offer with their friends, family or co-workers.
  • A Referrer may receive up to ten (10) Reward Cards ($500 value) within a calendar year, but only one Referrer may receive a Reward Card for each Referred Person who fulfills the requirements.
  • The Referred Person may receive one $50 Reward Card for opening a new personal checking account and completing the requirements and one $150 Reward Card for opening a new business checking account and completing the requirements. The Referred Person may also be eligible as a Referrer.

Provident Credit Union $300 Checking Bonus

  • What you’ll get: $300 bonus
  • Where it’s available: California
  • How to earn it:
    • Use promo code 9772
    • Open a new account and do the following for two months, starting the month following account opening:Make purchases of $400 or more using a Provident debit and/or credit card
      • Have direct deposits or automatic credits of at least $500
      • Enroll in online banking and e-Documents with valid e-mail address
  • When it expires: None

WAIVE FEESFINE PRINTACCOUNT FEATURES
  • The Simply Free Checking and Super Reward Checking accounts have no monthly fees.
  • $25 Minimum deposit required to open. 
  • Must be 18 years or older to qualify.
  • Limit 1 (one) Super Reward Checking account per membership.
  • Automatic or electronic payments using your checking account and routing number are not considered purchases.
  • By providing your payee with your debit or credit card number, your posted automatic payments will be counted as eligible purchases. Some bill payments will meet the monthly requirement for an ACH debit or credit transaction.
  • Debit card cash-back amounts and cash advances on credit cards do not count towards qualifications.
  • Only one Visa credit card can have its purchases count towards your qualifications each month (whichever one that is selected on the account on the last business day of the month).
  • You must be a new Provident Credit Union member, 18 or older and reside in California.
  • You are not eligible if you are a current owner or signer on a Provident Credit Union personal or business account or if you have been an owner or signer on a Provident Credit Union personal or business account within the last two years.
  • One New Account Bonus per household/business.
  • To be eligible, you must open one of the following checking accounts: Super Reward Checking, Provident Checking or Simply Free Checking; all other checking accounts are not eligible for the bonus.
  • New Account Bonus offer may expire anytime.
  • This offer cannot be combined with any other offers.
  • The minimum balance for the Membership Savings account is $5.00.
  • You must fund your Checking account within the first 60 days of account opening with a minimum deposit of $25.
  • If you fail to fund your Checking account within the first 60 days you are no longer eligible for the New Account Bonus and your account(s) will be closed.
  • In order to qualify for your New Account Bonus your account must be active and in good standing for two consecutive months following the month that your account is opened.
  • All qualifying purchases and transactions referred to as “per month” or “monthly” only count towards the requirement of the month in which they POST, which will be on a business day (Monday – Friday) and may take one or more business days from the purchase/transaction date.
  • Your account is deemed active by: (1) making purchases of $300 or more using a debit and/or credit card per month, AND (2) performing monthly direct deposits or automatic credits of at least $500 into your checking account, AND (3) enrolling in Provident’s online banking service and e-Documents with valid e-mail address.
  • If your account remains inactive after 90 days from account opening you are no longer eligible for the New Account Bonus.
  • Your account is in good standing if you: (1) demonstrate responsible account management—such as making regular deposits to bring your account to a positive end of day balance at least once every 30 days (including the payment of all credit union fees and charges); (2) avoid excessive overdrafts suggesting the use of Courtesy Pay Overdraft as a continuing line of credit; (3) there are no legal orders, levies or liens against your account.
  • New Account Bonus: They generally pay the New Account Bonus by crediting your Provident Credit Union Checking account.
  • If Provident funded your savings account at account opening, you will receive the difference between your initial $5.00 Savings account bonus and the stated bonus within 120 days of account opening.
  • They may report the value of the New Account Bonus to the IRS and any applicable taxes are the responsibility of the member.
  • Free overdraft protection
  • Round Up Savings Program: This optional account is a simple, easy, and automatic way to save your hard earned money or pay down debt. 

Our Bottom Line

Compare this deal with our best bank offers here.


California has many other banks or credit unions offering cash promotions for their checking, savings or business checking accounts. Here are a few to consider:

1st United Credit Union Premier America Credit Union
Christian Community Credit Union Provident Credit Union
Comerica Bank Sacramento Credit Union
Commonwealth Central Credit Union San Mateo Credit Union
First Bank (MO) Southland Credit Union
First Tech Federal Credit Union Stanford Federal Credit Union
FirstBank Star One Credit Union
Frontwave Credit Union USE Credit Union
KeyPoint Credit Union Valley Strong Credit Union
OneWest Bank Wescom Credit Union
Paradise Valley Federal Credit Union
  • You may also want to see our money deals page to learn about cool new products and earning free money while you’re at it. There are referral offers, investment products, cryptocurrency, and many other deals & bonuses.
  • For a list of all banks, see our directory of banks. You will find other banks offering promotions and checking, savings, money market, CD, and/or IRA rates.
  • For a list of all credit unions, see our directory of credit unions. You will find other credit unions offering promotions and checking, savings, money market, CD, and/or IRA rates.

Find our Top Bank Promotions here. We recommend offers from nationwide banks such as Chase Bank ($400 business & $225 personal checking bonus), HSBC Bank (up to $600 checking offer), Bank of America ($100 checking deal), and Citibank (up to $2,000 savings & up to $2,000 business checking bonuses).

Leave a Reply

Your email address will not be published. Required fields are marked *