CD Rates 6-Months

Competition among banks and credit unions for certificate of deposit (CDs) accounts is fierce, giving us a variety of choices. Financial institutions are battling it out for deposits, so they offer a variety of CD maturities at very competitive yields. We have compiled the best 6-month rates here for you to check out.

Bank CD Months Rates Min $ Max $
Veridian Credit Union
9 Month CD Special
0.75%$1k-
Lafayette FCU
7 Month Fixed CD
0.70%$500-
Communitywide FCU
6 Month Share Certificate
0.70%$1k-
NASA FCU
9 Month Share Certificate Special - New Money
0.60%$10k-
Puerto Rico FCU
6 Month Share Certificate
0.60%$1k-
Interior FCU
6 Month Share Certificate
0.56%$500-
Quontic Bank
6 Month CD
0.55%$500-
Chevron FCU
9 Month CD
0.50%$500-
Spectrum Credit Union
9 Month CD
0.50%$500-
Evansville Teachers FCU
8 Month CD
0.50%$1k-
Genisys Credit Union
7 Month Share Certificate Special
0.50%$500-
Abound Credit Union
6 Month CD
0.50%$500-
BankDirect
6 Month CD
0.50%$10k-
Hughes FCU
6 Month CD
0.50%$1k-
MapleMark Bank
9 Month CD
0.45%*$25k-
Hiway Credit Union
6 Month CD
0.45%*$25k-
TIAA Bank
9 Month CD
0.45%$1k-
Service Credit Union
9 Month Share Certificate
0.45%$500-
Signature FCU
9 Month Share Certificate
0.45%$500-
Marcus by Goldman Sachs
7 Month No-Penalty CD
0.45%$500$1m
First Internet Bank
6 Month CD
0.45%$1k-
Limelight Bank
6 Month CD
0.45%$1k$500k
NexBank
6 Month CD
0.45%$10k$240k
State Department FCU
6 Month Certificate
0.45%$500-
Continental Bank
6 Month High Yield CD
0.45%$1-
iGObanking
6 Month iGOCD
0.45%$1k-
Northrop Grumman FCU
6 Month Term CD
0.41%$2.5k-
Merrick Bank
6 Month CD
0.40%$25k$250k
United Texas Bank
6 Month CD
0.40%$1k-
PenFed Credit Union
6 Month Money Market Certificate
0.40%$1k-
Dow Chemical Employees' Credit Union
6 Month Simple CD
0.40%$500-
MutualOne Bank
9 Month Advantage CD
0.40%$5k-
TAB Bank
9 Month CD
0.40%$1k-
Hanscom FCU
6 to 11 Month CD
0.40%$1k-
Alabama Credit Union
6 Month CD
0.40%$500-
Consumers Credit Union (IL)
6 Month CD
0.40%$250$100k
Wings Financial Credit Union
6 Month Certificate
0.35%*$10k-
CIBC Bank USA
9 Month Agility CD - Online Only
0.35%*$25k$5m
People's Trust FCU
9 Month CD
0.35%*$25k-
Zeal Credit Union
9 Month CD
0.35%*$25k-
Kinecta FCU
6 Month CD
0.35%*$1k-
Xceed Financial FCU
6 Month CD
0.35%$500-
The Federal Savings Bank
6 Month CD - New Money
0.35%$500-
My eBanc
6 Month Online Time Deposit
0.35%$5k-
La Capitol FCU
6 Month Share Certificate
0.35%$2.5k-
MTC FCU
6 Month Share Plus CD
0.35%$10k-
Synchrony Bank
9 Month CD
0.35%$2k-
M.Y. Safra Bank
9 Month Classic CD
0.35%$5k-
Pawtucket Credit Union
8 Month CD
0.35%$1k-
California Coast Credit Union
8-Month Liquid CD - New Money
0.35%$1k-
My Banking Direct
7 Month CD
0.35%$500-
Technology Credit Union
6 - 8 Month Flextime CD
0.35%$1k-
Affinity Plus FCU
6 Month CD
0.35%$500-
Banesco USA
6 Month CD
0.35%$1.5k$250k
DollarSavingsDirect
6 Month CD
0.35%$1k-
EmigrantDirect.com
6 Month CD
0.35%$1k-
Matadors Community Credit Union
6 Month CD
0.35%$1k-
Prime Alliance Bank
6 Month CD
0.35%$500-
Premier America Credit Union
6 Month CD
0.30%*$25k-
Workers Credit Union
6 Month CD
0.30%*$25k-
First Flight FCU
9 Month Share Certificate
0.30%*$10k-
Corporate America Family Credit Union
6 Month CD
0.30%*$10k-
Oklahoma Central Credit Union
6 Month CD
0.30%$1k-
Pen Air FCU
6 Month CD
0.30%$500-
Discover Bank
9 Month CD
0.30%$2.5k-
Northern Bank Direct
9 Month CD
0.30%$500-
Pennsylvania State Employees Credit Union
9 Month CD
0.30%$500-
Sallie Mae Bank
9 Month CD
0.30%$2.5k-
Teachers FCU
9 Month CD
0.30%$1k-
Virtual Bank
9 Month eCD
0.30%$10k-
Ally Bank
9 Month High Yield CD
0.30%--
Central Bank of Kansas City
9 Month No Penalty CD
0.30%$1-
American Heritage FCU
9 Month Share Certificate
0.30%$1k-
Garden Savings FCU
9 Month Share Certificate
0.30%$500-
BrioDirect
High-Rate 9 Month CD
0.30%$500-
Luther Burbank Savings
7 Month Special CD
0.30%$1k-
Fort Bragg FCU
6 Month Term Share Certificate
0.30%$500-
Marine FCU
6 Month Term Share Certificate
0.30%$500-
America's Credit Union
3-12 Month Standard Share Certificate
0.30%$500$25k
CIT Bank
6-Month Term CD
0.30%$1k-
Chartway FCU
6-11 Month Share Certificate
0.30%--
Colorado Federal Savings Bank
6 Month CD
0.30%$5k-
Greenwood Credit Union
6 Month CD
0.30%$1k-
SunWest
6 Month CD
0.25%*$500-
Citi
7 Month CD
0.25%*$1k-
Grow Financial FCU
6 - 11 Month Share Certificate
0.25%*$500-
Capital Educators FCU
6 Month Share Certificate
0.25%*$10k-
UNIFY Financial Credit Union
6 Month Share Certificate
0.25%*$1k-
Ideal Credit Union
6 Month CD
0.25%*$25k-
NuVision FCU
6 Month CD
0.25%*$25k-
UmbrellaBank.com
9 Month CD
0.25%$1k-
RTN FCU
6 Month CD
0.25%$1k-
USALLIANCE Financial
9 Month Certificate
0.25%$500-
State Bank of India
6 Month CD
0.25%$5k$500k
State Bank of India (IL)
6 Month CD
0.25%$2.5k-
Sun East FCU
6 Month CD
0.25%$500-
TBK Bank
6 Month CD
0.25%$500-
North American Savings Bank
7 Month CD
0.25%$1k-
Michigan State University FCU
6 Month CD
0.25%$500-
Financial Partners Credit Union
6 to 11 Month CD
0.25%$1k-

Tips on choosing the right CD

First, decide on what CD term you need. If have the cash and don’t mind having it locked up for a few years, consider a 5-year CD. They tend to have the highest rates. If you don’t want your money to be out of sight for that long, consider a 3- or 4-year CD instead.

Once you determine which CD term suits your need, it is easy to just pick the account with the highest rate. But you need to check a CD’s minimum deposit before deciding. CD minimum deposits vary, with certain online banks not requiring any amount, while other institutions require $25,000 or even as much as $100,000. Some may require a low opening deposit in but in turn require an even higher balance to earn their highest rate.

Leave a Reply

Your email address will not be published. Required fields are marked *