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Money Market Accounts

A money market account (MMA) is unique because it offers the best of both a savings account and a checking account. Money market accounts offer high interest rates while giving you easy access to your money.

In the table below we list money market accounts sorted according to rates, from highest to lowest. This will help you compare money market accounts from banks and credit unions. 

Bank Account Rates Min $ Max $
Affinity Plus FCU
Superior Money Market
1.00%*-$25k
Prime Alliance Bank
Personal Money Market
0.60%$1-
Vio Bank
Cornerstone Money Market
0.55%--
Patelco Credit Union
Money Market Select Account
0.50%*-$5k
Xceed Financial FCU
Executive Money Market
0.50%*-$50k
National Cooperative Bank
Impact Money Market
0.50%*--
Chevron FCU
MarketEdge Money Market
0.50%*$2.5k-
Spectrum Credit Union
MarketEdge Savings
0.50%*$2.5k-
Northern Bank Direct
Money Market
0.50%*-$250k
Western State Bank
High Yield Money Market
0.50%*-$3m
Sallie Mae Bank
Money Market
0.50%--
Ally Bank
Money Market Account
0.50%--
First Internet Bank
Money Market Savings
0.50%--
CFG Bank
CFG High Yield Money Market - New Money
0.49%*$1k-
My eBanc
Super Saver Money Market Account
0.45%*--
CIT Bank
Money Market Account
0.45%$100-
Ponce Bank
High Yield Money Market
0.41%--
Premier America Credit Union
Money Market Savings
0.40%*$2.5k-
State Department FCU
Prime Money Management Shares
0.40%*$2k-
TIAA Bank
Yield Pledge Money Market
0.40%*-$10m
Northrop Grumman FCU
Money Market
0.40%$2.5k-
Virtual Bank
eMoney Market Special
0.40%$100-
Premier Members Credit Union
Money Market Account
0.35%*-$5k
Service Credit Union
Money Market
0.35%*$2.5k-
Synchrony Bank
Money Market Account
0.35%*--
Quontic Bank
Personal Money Market
0.35%*$5k-
Northpointe Bank
Ultimate Money Market
0.35%*$5k$2m
Pacific National Bank
MMDA Online Special - New Money
0.35%$5k-
Alabama Credit Union
Daily Money Market
0.31%*$2.5k-
Redneck Bank
Mega Money Market Account
0.30%*-$50k
All America Bank
Mega Money Market Account - Online Only
0.30%*-$50k
Discover Bank
Money Market
0.30%*--
State Bank of India (IL)
Money Market Deposit - US Based Consumer
0.30%$5k-
Latino Credit Union
Regular Money Market
0.30%$500-
Hyperion Bank
Consumer Money Market
0.25%*--
Axos Bank
High Yield Money Market
0.25%*--
Ideal Credit Union
High Yield Money Market
0.25%*--
M.Y. Safra Bank
High Yield Money Market
0.25%*$5k$1m
First National Bank of America
HomeTowne Money Market Checking
0.25%*--
United Texas Bank
Lone Star Money Market Account
0.25%*--
Susquehanna Community Bank
Market Share Investment Account
0.25%*$2.5k-
AFFCU
Money Market
0.25%*--
Connexus Credit Union
Money Market Account
0.25%*$1k-
Interior FCU
Money Market Accounts
0.25%*$5k-
Presidential Bank (MD)
Money Market Checking
0.25%*$1k-
Nationwide by Axos Bank
Money Market Plus
0.25%*--
Technology Credit Union
Money Market Plus Account
0.25%*$2.5k-
Pawtucket Credit Union
Money Market Special
0.25%*$2.5k-
Workers Credit Union
Workers Money Market Checking
0.25%*$50-
Signature FCU
Legacy Money Market
0.25%*$500-

How to choose the best money market account

As with savings accounts, the best starting point for choosing a money market account is to look for the highest rate. Take advantage of the compounding effect to grow your money as rapidly as possible for maximum savings. Check our page often for the latest rates.

Money market accounts may be a better choice over a savings account when you need better access to your funds. 

You should also look out for fees. There’s often a monthly fee on money market accounts that aren’t waive unless you have a high balance. Monthly fees eat into your earnings, so figure out whether you can maintain the balance required to waive the monthly fee. 

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