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Business Checking Accounts

With countless business checking account options offered by every banking institution, how is one to make a choice? We scoured the internet and compiled the latest checking account rates to help you make a decision. Below is a list of the best business checking account rates sorted by highest to lowest rates.

If you want to see comparisons for other types of bank accounts, see our list of highest APY by account types here.

Bank Account Rates Min $ Max $
American Express National Bank
Business Checking
1.10%-$500k
Lafayette FCU
Business Performance Checking
1.00%--
Axos Bank
Business Interest Checking
0.81%*-$50k
BlueVine
BlueVine Business Checking
0.60%-$100k
Customers Bank
Commercial Interest Checking Plus
0.50%*-$100k
St. Mary's Bank
IOLTA Checking
0.50%*--
Service Credit Union
Business Plus+ Checking
0.40%*$25k-
NASA FCU
Business Checking with Interest
0.35%--
Mountain America Credit Union
Business Analysis Checking Earnings Credit
0.30%*$20k-
Grow Financial FCU
Grow High-Yield Business Checking
0.30%*$25k-
First Internet Bank
Small Business Checking
0.30%$10k-
TAB Bank
Business Checking
0.25%$1-
Blue FCU
Business Plus Checking
0.25%$1.5k-
Capital Educators FCU
Business Commercial Checking
0.20%*$25k-
Hyperion Bank
Business Interest Checking
0.20%*--
Lake Michigan Credit Union
Business Plus Checking Account
0.20%*$25k$500k
American Bank
Community Interest Checking (Not-For-Profit Organizations)
0.20%*$10k-
Premier America Credit Union
Platinum Business Checking
0.20%*--
Digital FCU (DCU)
Free Business Checking
0.20%--
Sun East FCU
Premium Business Checking
0.15%*$25k-
TIAA Bank
Non-Profit Checking
0.10%*--
OneWest Bank (CA)
OneBusiness Interest Checking
0.10%*$10k-
NuVision FCU
Active Business Checking
0.10%*$25k-
Susquehanna Community Bank
Business Advantage
0.10%*$10k-
TBK Bank
Business Interest
0.10%*--
People's Credit Union
Business Interest Checking
0.10%*$5k-
Louisiana National Bank
Business Platinum Checking
0.10%*$15k$250k
Latino Credit Union
Micro Business Checking
0.10%--
LendingClub
Tailored Checking (Business)
0.10%$5k-
Technology Credit Union
Business Interest Checking
0.10%--
Achieva Credit Union
Business Performance Interest Checking
0.10%--
Northpointe Bank
Business Plus Checking
0.10%--
First Flight FCU
Business Prestige Checking
0.10%$5k-
Affinity Plus FCU
Commercial Checking
0.10%--
Veridian Credit Union
Commercial Business Checking
0.05%*--
Genisys Credit Union
Business Checking Plus
0.05%*$10k-
Ideal Credit Union
Optimum Business Checking
0.05%*--
California Coast Credit Union
Premier Business Checking
0.05%*$100-
Hiway Credit Union
Business Commercial Checking
0.05%*$20k-
First Technology FCU
Business Dividend Checking
0.05%*--
OneUnited Bank
UNITY Business Checking
0.05%*$100-
Prime Alliance Bank
Business Interest Checking
0.05%*$1-
Newtown Savings Bank
Business NOW Checking
0.05%--
Andrews FCU
Business Partnership Checking
0.05%$5k-
Velocity Credit Union
Choice Business Checking
0.05%$15k-
Wings Financial Credit Union
Advantage Business Checking
0.05%$5k-
Consumers Credit Union (IL)
Community Checking
0.05%$500-
Great Lakes Credit Union
Business Checking
0.05%$1k-
Pennsylvania State Employees Credit Union
Business Checking
0.05%$2.5k-
Self-Help FCU
Business Checking
0.05%--

What to consider when opening a checking account

We have provided you a list of the best checking rates but when shopping around for a checking account, don’t just focus on getting the best interest rate. Also, consider the account’s features and service fees. We suggest online banks because they tend to require low or even zero minimum deposits.

When looking at checking accounts, look out for fees. Checking accounts are more likely to come with fees than savings accounts. These can include monthly service fees, overdraft fees, overdraft protection fees, the cost of checks and more. Be careful of monthly service fees. Always look for accounts that give you a monthly service fee waiver, otherwise those fees will erode your savings.

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